Manufacturers and Traders Trust in Oklahoma vs the state
30.8%Denial rate+12.85 pts vs state
41.0%Decision denial rate+18.16 pts vs state
40.4%Origination rate-15.72 pts vs state
6.38%Median rate-0.25 pts vs state
0.50Rate spread (pts)+0.16 pts vs state
$87kMedian applicant income
21Loans originated
16Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 20 | 18.6% | 6.63% | #235 |
| 2024 | 31 | 19 | 12.9% | 5.88% | #279 |
| 2025 | 52 | 21 | 30.8% | 6.38% | #257 |
What Manufacturers and Traders Trust lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 14 | 5 | 5 | 35.7% |
| Oklahoma County | 8 | 2 | 4 | 50.0% |
| Canadian County | 6 | 3 | 1 | 16.7% |
| Grady County | 3 | 3 | 0 | 0.0% |
| Pottawatomie County | 3 | 1 | 1 | 33.3% |
| Washita County | 2 | 1 | 0 | 0.0% |
| Sequoyah County | 2 | 1 | 0 | 0.0% |
| Kingfisher County | 1 | 1 | 0 | 0.0% |
| McIntosh County | 1 | 0 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 52 applications in 2025, of which 21 were originated and 16 denied.
30.8% of all applications, or 41.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Manufacturers and Traders Trust originated in Oklahoma in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology