Manufacturers and Traders Trust in Montana vs the state
18.2%Denial rate+3.36 pts vs state
20.0%Decision denial rate+1.30 pts vs state
72.7%Origination rate+10.75 pts vs state
6.15%Median rate-0.48 pts vs state
0.63Rate spread (pts)+0.39 pts vs state
$84kMedian applicant income
8Loans originated
2Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 8 | 18.2% | 4.31% | #149 |
| 2024 | 7 | 5 | 28.6% | 3.48% | #192 |
| 2025 | 11 | 8 | 18.2% | 6.15% | #171 |
What Manufacturers and Traders Trust lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 2 | 2 | 0 | 0.0% |
| Gallatin County | 2 | 2 | 0 | 0.0% |
| Cascade County | 2 | 1 | 1 | 50.0% |
| Lewis and Clark County | 1 | 1 | 0 | 0.0% |
| Silver Bow County | 1 | 0 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Yellowstone County | 1 | 1 | 0 | 0.0% |
| Deer Lodge County | 1 | 0 | 1 | 100.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 11 applications in 2025, of which 8 were originated and 2 denied.
18.2% of all applications, or 20.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Manufacturers and Traders Trust originated in Montana in 2025 was 6.15%, against a statewide median of 6.63%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology