Longbridge Financial in Oregon vs the state
15.3%Denial rate-0.05 pts vs state
17.9%Decision denial rate-1.26 pts vs state
56.3%Origination rate-4.30 pts vs state
6.38%Median rate-0.38 pts vs state
—Rate spread (pts)
$33kMedian applicant income
107Loans originated
29Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 146 | 97 | 11.0% | 7.41% | #127 |
| 2024 | 155 | 103 | 12.3% | 7.10% | #127 |
| 2025 | 190 | 107 | 15.3% | 6.38% | #122 |
What Longbridge Financial lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clackamas County | 31 | 23 | 2 | 6.5% |
| Multnomah County | 19 | 10 | 5 | 26.3% |
| Washington County | 19 | 12 | 2 | 10.5% |
| Lane County | 17 | 11 | 2 | 11.8% |
| Deschutes County | 13 | 5 | 3 | 23.1% |
| Marion County | 11 | 6 | 1 | 9.1% |
| Jackson County | 8 | 5 | 0 | 0.0% |
| Josephine County | 8 | 5 | 1 | 12.5% |
| Yamhill County | 7 | 2 | 2 | 28.6% |
| Douglas County | 7 | 2 | 2 | 28.6% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 190 applications in 2025, of which 107 were originated and 29 denied.
15.3% of all applications, or 17.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Longbridge Financial originated in Oregon in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology