Longbridge Financial in Illinois vs the state
15.7%Denial rate-1.47 pts vs state
22.2%Decision denial rate+0.54 pts vs state
50.4%Origination rate-8.31 pts vs state
6.13%Median rate-0.63 pts vs state
—Rate spread (pts)
$30kMedian applicant income
58Loans originated
18Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 22 | 24.5% | 7.49% | #457 |
| 2024 | 73 | 34 | 12.3% | 7.09% | #387 |
| 2025 | 115 | 58 | 15.7% | 6.13% | #323 |
What Longbridge Financial lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 39 | 18 | 6 | 15.4% |
| Lake County | 11 | 4 | 3 | 27.3% |
| DuPage County | 9 | 5 | 1 | 11.1% |
| Will County | 9 | 5 | 3 | 33.3% |
| Winnebago County | 5 | 3 | 0 | 0.0% |
| Kane County | 5 | 2 | 1 | 20.0% |
| McHenry County | 4 | 2 | 0 | 0.0% |
| St. Clair County | 4 | 1 | 2 | 50.0% |
| McLean County | 3 | 2 | 1 | 33.3% |
| Champaign County | 3 | 2 | 1 | 33.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 115 applications in 2025, of which 58 were originated and 18 denied.
15.7% of all applications, or 22.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Longbridge Financial originated in Illinois in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology