Longbridge Financial in Georgia vs the state
12.3%Denial rate-6.90 pts vs state
16.7%Decision denial rate-8.40 pts vs state
56.7%Origination rate+2.56 pts vs state
6.25%Median rate-0.38 pts vs state
—Rate spread (pts)
$32kMedian applicant income
115Loans originated
25Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 103 | 70 | 17.5% | 7.55% | #310 |
| 2024 | 128 | 79 | 11.7% | 6.82% | #293 |
| 2025 | 203 | 115 | 12.3% | 6.25% | #248 |
What Longbridge Financial lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 25 | 11 | 4 | 16.0% |
| Gwinnett County | 24 | 16 | 4 | 16.7% |
| Cobb County | 16 | 12 | 1 | 6.3% |
| Forsyth County | 9 | 3 | 1 | 11.1% |
| DeKalb County | 9 | 4 | 0 | 0.0% |
| Chatham County | 7 | 2 | 0 | 0.0% |
| Gilmer County | 7 | 4 | 1 | 14.3% |
| Cherokee County | 7 | 4 | 0 | 0.0% |
| Glynn County | 5 | 2 | 2 | 40.0% |
| Floyd County | 4 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 203 applications in 2025, of which 115 were originated and 25 denied.
12.3% of all applications, or 16.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Longbridge Financial originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology