Logan Bank & Trust · West Virginia · 2025

Logan Bank & Trust in West Virginia: approval rate, denial rate and rates (2025)

Logan Bank & Trust took 208 mortgage applications in West Virginia in 2025, ranking #58 of 565 lenders active in the state. It originated 76.4% of them and denied 13.5% (14.8% of the applications it decided), against a statewide denial rate of 21.2%.

208Applicationsin WV
14.8%Decision denial ratestate 26.7%
Median ratestate 6.62%
$95,000Median loanstate $145,000
$21MVolume4 counties

Logan Bank & Trust in West Virginia vs the state

13.5%Denial rate-7.73 pts vs state
14.8%Decision denial rate-11.85 pts vs state
76.4%Origination rate+21.65 pts vs state
Median rate
Rate spread (pts)
$89kMedian applicant income
159Loans originated
28Denied

Trend in West Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
202326416120.5%#40
202421114420.4%#49
202520815913.5%#58

What Logan Bank & Trust lends in West Virginia

By loan purpose

Home purchase 127 61% · 10.2% denied
Refinance 45 22% · 17.8% denied
Home improvement 20 10% · 15.0% denied
Other / HELOC 16 8% · 25.0% denied

By loan type

Conventional 208 100% · 13.5% denied

Why it denied West Virginia applicants

Credit history 21 75%
Debt-to-income ratio 5 18%
Collateral 1 4%
Employment history 1 4%

Where in West Virginia

Counties with the most Logan Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Logan County 15212020 13.2%
Boone County 20154 20.0%
Kanawha County 15103 20.0%
Lincoln County 1061 10.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 208 applications in 2025, of which 159 were originated and 28 denied.

13.5% of all applications, or 14.8% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Logan Bank & Trust's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology