LoanUnited.com in Washington vs the state
7.3%Denial rate-8.38 pts vs state
15.4%Decision denial rate-4.16 pts vs state
40.0%Origination rate-21.06 pts vs state
6.00%Median rate-0.63 pts vs state
-0.13Rate spread (pts)-0.31 pts vs state
$128kMedian applicant income
110Loans originated
20Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 10 | 6.0% | 6.63% | #286 |
| 2024 | 143 | 55 | 0.7% | 5.88% | #195 |
| 2025 | 275 | 110 | 7.3% | 6.00% | #160 |
What LoanUnited.com lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 70 | 26 | 5 | 7.1% |
| Thurston County | 34 | 14 | 1 | 2.9% |
| King County | 28 | 11 | 2 | 7.1% |
| Snohomish County | 25 | 12 | 0 | 0.0% |
| Spokane County | 17 | 6 | 1 | 5.9% |
| Clark County | 16 | 6 | 1 | 6.3% |
| Kitsap County | 15 | 9 | 0 | 0.0% |
| Yakima County | 10 | 4 | 3 | 30.0% |
| Grays Harbor County | 7 | 3 | 2 | 28.6% |
| Island County | 6 | 2 | 1 | 16.7% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 275 applications in 2025, of which 110 were originated and 20 denied.
7.3% of all applications, or 15.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans LoanUnited.com originated in Washington in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology