Loansteady in Illinois vs the state
6.8%Denial rate-10.30 pts vs state
9.4%Decision denial rate-12.30 pts vs state
63.6%Origination rate+4.90 pts vs state
6.31%Median rate-0.44 pts vs state
0.18Rate spread (pts)-0.21 pts vs state
$126kMedian applicant income
28Loans originated
3Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 39 | 24 | 5.1% | 6.93% | #486 |
| 2025 | 44 | 28 | 6.8% | 6.31% | #477 |
What Loansteady lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Loansteady applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 14 | 6 | 0 | 0.0% |
| Williamson County | 9 | 6 | 1 | 11.1% |
| Jackson County | 5 | 3 | 1 | 20.0% |
| Will County | 3 | 3 | 0 | 0.0% |
| McLean County | 2 | 1 | 1 | 50.0% |
| DuPage County | 2 | 1 | 0 | 0.0% |
| Lake County | 2 | 2 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
| LaSalle County | 1 | 1 | 0 | 0.0% |
| Winnebago County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 44 applications in 2025, of which 28 were originated and 3 denied.
6.8% of all applications, or 9.4% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Loansteady originated in Illinois in 2025 was 6.31%, against a statewide median of 6.75%.
About this data. Figures are Loansteady's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology