Loanflight Lending in Georgia vs the state
17.1%Denial rate-2.15 pts vs state
30.4%Decision denial rate+5.36 pts vs state
39.0%Origination rate-15.07 pts vs state
5.69%Median rate-0.94 pts vs state
-0.20Rate spread (pts)-0.47 pts vs state
$179kMedian applicant income
16Loans originated
7Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 15 | 7 | 0.0% | 5.99% | #592 |
| 2025 | 41 | 16 | 17.1% | 5.69% | #466 |
What Loanflight Lending lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Loanflight Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 8 | 3 | 2 | 25.0% |
| Cobb County | 7 | 4 | 0 | 0.0% |
| Gwinnett County | 6 | 2 | 0 | 0.0% |
| Forsyth County | 4 | 3 | 1 | 25.0% |
| DeKalb County | 3 | 2 | 0 | 0.0% |
| Coweta County | 2 | 0 | 2 | 100.0% |
| Henry County | 2 | 0 | 1 | 50.0% |
| Bryan County | 1 | 0 | 0 | 0.0% |
| Lowndes County | 1 | 1 | 0 | 0.0% |
| Liberty County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 41 applications in 2025, of which 16 were originated and 7 denied.
17.1% of all applications, or 30.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Loanflight Lending originated in Georgia in 2025 was 5.69%, against a statewide median of 6.63%.
About this data. Figures are Loanflight Lending's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology