Loan Funder in Missouri vs the state
11.7%Denial rate-3.36 pts vs state
19.3%Decision denial rate+0.63 pts vs state
48.9%Origination rate-13.79 pts vs state
7.51%Median rate+0.88 pts vs state
—Rate spread (pts)
—Median applicant income
217Loans originated
52Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 184 | 124 | 2.2% | 8.18% | #168 |
| 2024 | 480 | 201 | 11.9% | 7.73% | #84 |
| 2025 | 444 | 217 | 11.7% | 7.51% | #101 |
What Loan Funder lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 198 | 123 | 8 | 4.0% |
| St. Louis County | 123 | 55 | 20 | 16.3% |
| St. Louis city | 77 | 22 | 20 | 26.0% |
| Buchanan County | 9 | 6 | 0 | 0.0% |
| Cass County | 4 | 3 | 0 | 0.0% |
| St. Charles County | 4 | 2 | 0 | 0.0% |
| Vernon County | 3 | 0 | 2 | 66.7% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Lafayette County | 2 | 2 | 0 | 0.0% |
| Platte County | 2 | 0 | 1 | 50.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 444 applications in 2025, of which 217 were originated and 52 denied.
11.7% of all applications, or 19.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Loan Funder originated in Missouri in 2025 was 7.51%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology