Linn Area in Iowa vs the state
7.6%Denial rate-5.28 pts vs state
9.0%Decision denial rate-6.28 pts vs state
76.4%Origination rate+7.94 pts vs state
6.75%Median rate+0.25 pts vs state
0.25Rate spread (pts)+0.06 pts vs state
$90kMedian applicant income
272Loans originated
27Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 247 | 202 | 4.9% | 7.25% | #77 |
| 2024 | 260 | 199 | 5.8% | 7.00% | #78 |
| 2025 | 356 | 272 | 7.6% | 6.75% | #62 |
What Linn Area lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Linn Area applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Linn County | 246 | 183 | 17 | 6.9% |
| Benton County | 30 | 25 | 2 | 6.7% |
| Johnson County | 28 | 24 | 3 | 10.7% |
| Jones County | 9 | 5 | 2 | 22.2% |
| Iowa County | 9 | 9 | 0 | 0.0% |
| Polk County | 5 | 3 | 0 | 0.0% |
| Muscatine County | 5 | 3 | 2 | 40.0% |
| Cedar County | 5 | 5 | 0 | 0.0% |
| Buchanan County | 4 | 4 | 0 | 0.0% |
| Scott County | 3 | 3 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 356 applications in 2025, of which 272 were originated and 27 denied.
7.6% of all applications, or 9.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Linn Area originated in Iowa in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Linn Area's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology