Lima One Capital in Arkansas vs the state
12.1%Denial rate-6.07 pts vs state
15.4%Decision denial rate-7.75 pts vs state
66.7%Origination rate+9.84 pts vs state
7.53%Median rate+0.90 pts vs state
—Rate spread (pts)
—Median applicant income
22Loans originated
4Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 10 | 0.0% | 9.81% | #324 |
| 2024 | 17 | 12 | 29.4% | 8.90% | #286 |
| 2025 | 33 | 22 | 12.1% | 7.53% | #238 |
What Lima One Capital lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 18 | 13 | 2 | 11.1% |
| Crittenden County | 4 | 3 | 0 | 0.0% |
| Mississippi County | 3 | 1 | 1 | 33.3% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Sebastian County | 1 | 0 | 0 | 0.0% |
| White County | 1 | 0 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Pope County | 1 | 1 | 0 | 0.0% |
| Craighead County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 33 applications in 2025, of which 22 were originated and 4 denied.
12.1% of all applications, or 15.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Lima One Capital originated in Arkansas in 2025 was 7.53%, against a statewide median of 6.63%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology