Liberty Savings Bank in Colorado vs the state
25.0%Denial rate+9.37 pts vs state
25.0%Decision denial rate+5.34 pts vs state
75.0%Origination rate+14.98 pts vs state
6.75%Median rate+0.13 pts vs state
0.38Rate spread (pts)+0.23 pts vs state
$306kMedian applicant income
6Loans originated
2Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 47 | 43 | 4.3% | 6.38% | #295 |
| 2025 | 8 | 6 | 25.0% | 6.75% | #532 |
What Liberty Savings Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Liberty Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Grand County | 3 | 3 | 0 | 0.0% |
| Routt County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Denver County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 0 | 1 | 100.0% |
| El Paso County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 8 applications in 2025, of which 6 were originated and 2 denied.
25.0% of all applications, or 25.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Liberty Savings Bank originated in Colorado in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Liberty Savings Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology