LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Oregon vs the state
6.9%Denial rate-8.45 pts vs state
10.8%Decision denial rate-8.39 pts vs state
49.0%Origination rate-11.60 pts vs state
6.12%Median rate-0.63 pts vs state
-0.22Rate spread (pts)-0.50 pts vs state
$175kMedian applicant income
100Loans originated
14Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 7 | 0.0% | 6.38% | #312 |
| 2024 | 70 | 40 | 1.4% | 6.37% | #174 |
| 2025 | 204 | 100 | 6.9% | 6.12% | #117 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 46 | 24 | 4 | 8.7% |
| Multnomah County | 43 | 23 | 2 | 4.7% |
| Marion County | 21 | 11 | 1 | 4.8% |
| Clackamas County | 15 | 7 | 0 | 0.0% |
| Deschutes County | 15 | 11 | 1 | 6.7% |
| Lane County | 12 | 4 | 2 | 16.7% |
| Jackson County | 9 | 4 | 1 | 11.1% |
| Douglas County | 7 | 2 | 0 | 0.0% |
| Polk County | 5 | 2 | 0 | 0.0% |
| Yamhill County | 5 | 3 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 204 applications in 2025, of which 100 were originated and 14 denied.
6.9% of all applications, or 10.8% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Oregon in 2025 was 6.12%, against a statewide median of 6.75%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology