LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Montana vs the state
10.5%Denial rate-4.29 pts vs state
16.0%Decision denial rate-2.70 pts vs state
47.4%Origination rate-14.61 pts vs state
6.31%Median rate-0.32 pts vs state
-0.28Rate spread (pts)-0.52 pts vs state
$140kMedian applicant income
36Loans originated
8Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 2 | 28.6% | 6.75% | #182 |
| 2024 | 20 | 8 | 10.0% | 6.37% | #126 |
| 2025 | 76 | 36 | 10.5% | 6.31% | #71 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 23 | 13 | 2 | 8.7% |
| Flathead County | 10 | 6 | 1 | 10.0% |
| Lewis and Clark County | 7 | 4 | 1 | 14.3% |
| Missoula County | 7 | 2 | 0 | 0.0% |
| Cascade County | 4 | 0 | 1 | 25.0% |
| Yellowstone County | 4 | 1 | 0 | 0.0% |
| Silver Bow County | 4 | 2 | 0 | 0.0% |
| Ravalli County | 4 | 2 | 0 | 0.0% |
| Lake County | 3 | 2 | 0 | 0.0% |
| Carbon County | 3 | 1 | 1 | 33.3% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 76 applications in 2025, of which 36 were originated and 8 denied.
10.5% of all applications, or 16.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Montana in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology