LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Missouri vs the state
9.4%Denial rate-5.66 pts vs state
14.3%Decision denial rate-4.41 pts vs state
50.6%Origination rate-12.07 pts vs state
6.12%Median rate-0.50 pts vs state
-0.10Rate spread (pts)-0.45 pts vs state
$137kMedian applicant income
129Loans originated
24Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 7 | 8.3% | 6.50% | #401 |
| 2024 | 54 | 26 | 3.7% | 6.06% | #322 |
| 2025 | 255 | 129 | 9.4% | 6.12% | #154 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 58 | 30 | 4 | 6.9% |
| Jackson County | 29 | 9 | 2 | 6.9% |
| St. Charles County | 26 | 15 | 0 | 0.0% |
| Clay County | 23 | 16 | 1 | 4.3% |
| St. Louis city | 21 | 10 | 2 | 9.5% |
| Jefferson County | 12 | 7 | 0 | 0.0% |
| Platte County | 10 | 6 | 0 | 0.0% |
| Cass County | 9 | 4 | 1 | 11.1% |
| Boone County | 8 | 2 | 2 | 25.0% |
| Cape Girardeau County | 7 | 6 | 1 | 14.3% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 255 applications in 2025, of which 129 were originated and 24 denied.
9.4% of all applications, or 14.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Missouri in 2025 was 6.12%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology