LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Idaho vs the state
1.4%Denial rate-13.04 pts vs state
2.6%Decision denial rate-14.96 pts vs state
46.5%Origination rate-16.54 pts vs state
5.63%Median rate-1.00 pts vs state
-0.39Rate spread (pts)-0.54 pts vs state
$140kMedian applicant income
33Loans originated
1Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 0 | 20.0% | — | #320 |
| 2024 | 25 | 14 | 0.0% | 6.00% | #200 |
| 2025 | 71 | 33 | 1.4% | 5.63% | #139 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 28 | 14 | 0 | 0.0% |
| Canyon County | 7 | 4 | 0 | 0.0% |
| Kootenai County | 6 | 3 | 0 | 0.0% |
| Bonneville County | 5 | 2 | 0 | 0.0% |
| Bingham County | 3 | 2 | 1 | 33.3% |
| Madison County | 3 | 1 | 0 | 0.0% |
| Bonner County | 3 | 1 | 0 | 0.0% |
| Bannock County | 2 | 1 | 0 | 0.0% |
| Lemhi County | 2 | 0 | 0 | 0.0% |
| Latah County | 2 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 71 applications in 2025, of which 33 were originated and 1 denied.
1.4% of all applications, or 2.6% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Idaho in 2025 was 5.63%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology