LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Arkansas vs the state
11.9%Denial rate-6.26 pts vs state
22.4%Decision denial rate-0.72 pts vs state
37.6%Origination rate-19.22 pts vs state
6.00%Median rate-0.63 pts vs state
-0.28Rate spread (pts)-0.62 pts vs state
$160kMedian applicant income
41Loans originated
13Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 38 | 11 | 10.5% | 6.38% | #220 |
| 2025 | 109 | 41 | 11.9% | 6.00% | #144 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 39 | 17 | 1 | 2.6% |
| Washington County | 22 | 7 | 5 | 22.7% |
| Pulaski County | 16 | 7 | 1 | 6.3% |
| Sebastian County | 6 | 4 | 2 | 33.3% |
| Garland County | 4 | 0 | 2 | 50.0% |
| Cleburne County | 3 | 1 | 0 | 0.0% |
| Saline County | 3 | 2 | 0 | 0.0% |
| Van Buren County | 2 | 0 | 1 | 50.0% |
| Lonoke County | 2 | 0 | 1 | 50.0% |
| Miller County | 2 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 109 applications in 2025, of which 41 were originated and 13 denied.
11.9% of all applications, or 22.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Arkansas in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology