Lendsure Mortgage in Massachusetts vs the state
1.7%Denial rate-14.52 pts vs state
2.3%Decision denial rate-17.61 pts vs state
67.2%Origination rate+4.63 pts vs state
7.50%Median rate+0.88 pts vs state
1.19Rate spread (pts)+1.10 pts vs state
$162kMedian applicant income
119Loans originated
3Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 46 | 11.2% | 8.69% | #242 |
| 2024 | 112 | 77 | 8.9% | 7.88% | #214 |
| 2025 | 177 | 119 | 1.7% | 7.50% | #177 |
What Lendsure Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 31 | 20 | 2 | 6.5% |
| Essex County | 23 | 17 | 0 | 0.0% |
| Middlesex County | 22 | 12 | 1 | 4.5% |
| Plymouth County | 22 | 15 | 0 | 0.0% |
| Bristol County | 21 | 16 | 0 | 0.0% |
| Barnstable County | 16 | 11 | 0 | 0.0% |
| Norfolk County | 14 | 9 | 0 | 0.0% |
| Suffolk County | 11 | 8 | 0 | 0.0% |
| Berkshire County | 5 | 4 | 0 | 0.0% |
| Hampden County | 4 | 3 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 177 applications in 2025, of which 119 were originated and 3 denied.
1.7% of all applications, or 2.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Lendsure Mortgage originated in Massachusetts in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology