Lendlo Mortgage in Texas vs the state
1.3%Denial rate-18.13 pts vs state
1.6%Decision denial rate-23.33 pts vs state
81.7%Origination rate+26.86 pts vs state
5.75%Median rate-0.75 pts vs state
-0.50Rate spread (pts)-0.69 pts vs state
$79kMedian applicant income
188Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 1,232 | 1,073 | 1.0% | 5.50% | #139 |
| 2025 | 230 | 188 | 1.3% | 5.75% | #392 |
What Lendlo Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Lendlo Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 86 | 72 | 1 | 1.2% |
| Harris County | 57 | 45 | 1 | 1.8% |
| Bexar County | 55 | 44 | 1 | 1.8% |
| Guadalupe County | 19 | 17 | 0 | 0.0% |
| Atascosa County | 9 | 7 | 0 | 0.0% |
| Comal County | 3 | 3 | 0 | 0.0% |
| Fort Bend County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 230 applications in 2025, of which 188 were originated and 3 denied.
1.3% of all applications, or 1.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Lendlo Mortgage originated in Texas in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Lendlo Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology