Lendingone in Tennessee vs the state
15.9%Denial rate-1.23 pts vs state
48.5%Decision denial rate+26.79 pts vs state
16.9%Origination rate-41.16 pts vs state
7.22%Median rate+0.59 pts vs state
—Rate spread (pts)
—Median applicant income
101Loans originated
95Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 63 | 56.9% | 7.61% | #184 |
| 2024 | 220 | 82 | 47.3% | 7.30% | #187 |
| 2025 | 597 | 101 | 15.9% | 7.22% | #97 |
What Lendingone lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 177 | 32 | 30 | 16.9% |
| Knox County | 82 | 30 | 16 | 19.5% |
| Davidson County | 76 | 6 | 5 | 6.6% |
| Hamilton County | 56 | 12 | 8 | 14.3% |
| Sevier County | 22 | 0 | 7 | 31.8% |
| Montgomery County | 19 | 0 | 2 | 10.5% |
| Rutherford County | 17 | 1 | 3 | 17.6% |
| Sumner County | 14 | 1 | 0 | 0.0% |
| Anderson County | 10 | 5 | 2 | 20.0% |
| Williamson County | 8 | 2 | 1 | 12.5% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 597 applications in 2025, of which 101 were originated and 95 denied.
15.9% of all applications, or 48.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Lendingone originated in Tennessee in 2025 was 7.22%, against a statewide median of 6.62%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology