Lendingone in Nebraska vs the state
20.2%Denial rate+7.63 pts vs state
48.2%Decision denial rate+33.01 pts vs state
21.7%Origination rate-45.57 pts vs state
7.07%Median rate+0.45 pts vs state
—Rate spread (pts)
—Median applicant income
28Loans originated
26Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 2 | 91.7% | 6.63% | #140 |
| 2024 | 30 | 16 | 36.7% | 7.17% | #163 |
| 2025 | 129 | 28 | 20.2% | 7.07% | #90 |
What Lendingone lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 64 | 11 | 9 | 14.1% |
| Lancaster County | 26 | 9 | 8 | 30.8% |
| Platte County | 12 | 7 | 3 | 25.0% |
| Sarpy County | 9 | 1 | 0 | 0.0% |
| Gage County | 2 | 0 | 2 | 100.0% |
| Dawson County | 2 | 0 | 0 | 0.0% |
| Hall County | 2 | 0 | 0 | 0.0% |
| Buffalo County | 2 | 0 | 0 | 0.0% |
| Nance County | 1 | 0 | 0 | 0.0% |
| Dodge County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 129 applications in 2025, of which 28 were originated and 26 denied.
20.2% of all applications, or 48.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Lendingone originated in Nebraska in 2025 was 7.07%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology