Unnamed lender 254900T8N4RLS6G3BF64 in California vs the state
13.3%Denial rate-4.09 pts vs state
22.2%Decision denial rate-0.18 pts vs state
46.7%Origination rate-9.53 pts vs state
—Median rate
—Rate spread (pts)
—Median applicant income
35Loans originated
10Denied
What Unnamed lender 254900T8N4RLS6G3BF64 lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Unnamed lender 254900T8N4RLS6G3BF64 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 26 | 13 | 7 | 26.9% |
| San Diego County | 14 | 8 | 2 | 14.3% |
| Sacramento County | 13 | 0 | 0 | 0.0% |
| Alameda County | 5 | 4 | 0 | 0.0% |
| San Bernardino County | 3 | 1 | 0 | 0.0% |
| Orange County | 3 | 1 | 0 | 0.0% |
| Santa Barbara County | 2 | 2 | 0 | 0.0% |
| San Francisco County | 2 | 2 | 0 | 0.0% |
| Riverside County | 2 | 1 | 1 | 50.0% |
| Ventura County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 75 applications in 2025, of which 35 were originated and 10 denied.
13.3% of all applications, or 22.2% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Unnamed lender 254900T8N4RLS6G3BF64's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology