Unnamed lender 254900T8N4RLS6G3BF64 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the F grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
6th30.7% deniedProcesswithdrawn + incomplete share, weight 15%
7th29.0%What Unnamed lender 254900T8N4RLS6G3BF64 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 262 investment properties.
Why Unnamed lender 254900T8N4RLS6G3BF64 denies applications
Primary reason reported for each of the 57 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Where Unnamed lender 254900T8N4RLS6G3BF64 lends
30 states and 87 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| California | 75 | 35 | 13.3% | — | #475 |
| Texas | 40 | 28 | 15.0% | — | #741 |
| Washington | 20 | 12 | 20.0% | — | #391 |
| Florida | 19 | 11 | 21.1% | — | #760 |
| New York | 14 | 6 | 35.7% | — | #439 |
| Arizona | 12 | 6 | 8.3% | — | #473 |
| New Jersey | 11 | 4 | 27.3% | — | #526 |
| Georgia | 10 | 0 | 60.0% | — | #667 |
| Tennessee | 7 | 4 | 14.3% | — | #673 |
| Louisiana | 6 | 1 | 83.3% | — | #412 |
| District of Columbia | 5 | 2 | 20.0% | — | #253 |
| Virginia | 5 | 0 | 20.0% | — | #661 |
Frequently asked questions
Unnamed lender 254900T8N4RLS6G3BF64 denied 30.7% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 6th percentile of investment-property lenders.
The most common reason Unnamed lender 254900T8N4RLS6G3BF64 gave in 2025 was "collateral", cited on 63.2% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
In 2025, 56% of its applications were for home purchases, 44% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.