Lendage in Illinois vs the state
12.4%Denial rate-4.77 pts vs state
13.7%Decision denial rate-7.96 pts vs state
72.1%Origination rate+13.38 pts vs state
11.25%Median rate+4.50 pts vs state
5.17Rate spread (pts)+4.79 pts vs state
$119kMedian applicant income
683Loans originated
117Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 134 | 90 | 17.2% | 13.25% | #284 |
| 2024 | 642 | 443 | 15.4% | 12.50% | #98 |
| 2025 | 947 | 683 | 12.4% | 11.25% | #82 |
What Lendage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 309 | 206 | 51 | 16.5% |
| Will County | 97 | 73 | 12 | 12.4% |
| Lake County | 80 | 58 | 10 | 12.5% |
| DuPage County | 79 | 51 | 12 | 15.2% |
| McHenry County | 50 | 34 | 7 | 14.0% |
| Kane County | 45 | 34 | 4 | 8.9% |
| Kendall County | 30 | 24 | 2 | 6.7% |
| Winnebago County | 29 | 19 | 3 | 10.3% |
| Madison County | 28 | 23 | 2 | 7.1% |
| St. Clair County | 25 | 22 | 1 | 4.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 947 applications in 2025, of which 683 were originated and 117 denied.
12.4% of all applications, or 13.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Lendage originated in Illinois in 2025 was 11.25%, against a statewide median of 6.75%.
About this data. Figures are Lendage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology