Lendage in Arkansas vs the state
10.0%Denial rate-8.19 pts vs state
10.7%Decision denial rate-12.48 pts vs state
75.6%Origination rate+18.73 pts vs state
11.75%Median rate+5.13 pts vs state
5.57Rate spread (pts)+5.23 pts vs state
$102kMedian applicant income
136Loans originated
18Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 61 | 20.5% | 13.38% | #130 |
| 2024 | 145 | 105 | 13.1% | 12.75% | #124 |
| 2025 | 180 | 136 | 10.0% | 11.75% | #123 |
What Lendage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 34 | 26 | 2 | 5.9% |
| Pulaski County | 20 | 12 | 3 | 15.0% |
| Washington County | 20 | 16 | 2 | 10.0% |
| Saline County | 15 | 13 | 0 | 0.0% |
| Faulkner County | 12 | 9 | 2 | 16.7% |
| Lonoke County | 8 | 6 | 1 | 12.5% |
| Garland County | 8 | 6 | 0 | 0.0% |
| Sebastian County | 7 | 6 | 1 | 14.3% |
| Craighead County | 5 | 5 | 0 | 0.0% |
| White County | 4 | 3 | 1 | 25.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 180 applications in 2025, of which 136 were originated and 18 denied.
10.0% of all applications, or 10.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Lendage originated in Arkansas in 2025 was 11.75%, against a statewide median of 6.63%.
About this data. Figures are Lendage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology