Leaderone Financial in Illinois vs the state
10.9%Denial rate-6.18 pts vs state
13.9%Decision denial rate-7.77 pts vs state
67.5%Origination rate+8.74 pts vs state
6.75%Median rate0.00 pts vs state
0.50Rate spread (pts)+0.12 pts vs state
$110kMedian applicant income
660Loans originated
107Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 795 | 545 | 12.2% | 6.99% | #80 |
| 2024 | 770 | 526 | 8.8% | 6.99% | #88 |
| 2025 | 978 | 660 | 10.9% | 6.75% | #79 |
What Leaderone Financial lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 488 | 344 | 49 | 10.0% |
| Will County | 86 | 68 | 7 | 8.1% |
| Tazewell County | 63 | 36 | 6 | 9.5% |
| DuPage County | 46 | 36 | 5 | 10.9% |
| Lake County | 46 | 25 | 6 | 13.0% |
| Sangamon County | 39 | 23 | 7 | 17.9% |
| Peoria County | 31 | 17 | 5 | 16.1% |
| St. Clair County | 25 | 17 | 4 | 16.0% |
| Kane County | 24 | 14 | 4 | 16.7% |
| McHenry County | 21 | 15 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 978 applications in 2025, of which 660 were originated and 107 denied.
10.9% of all applications, or 13.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Leaderone Financial originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology