Land Home Financial Services in Ohio vs the state
8.6%Denial rate-9.12 pts vs state
9.7%Decision denial rate-12.21 pts vs state
61.4%Origination rate+1.53 pts vs state
6.75%Median rate-0.13 pts vs state
0.63Rate spread (pts)+0.24 pts vs state
$100kMedian applicant income
43Loans originated
6Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 44 | 0.0% | 7.25% | #374 |
| 2024 | 75 | 47 | 9.3% | 6.75% | #351 |
| 2025 | 70 | 43 | 8.6% | 6.75% | #365 |
What Land Home Financial Services lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 18 | 12 | 0 | 0.0% |
| Fairfield County | 8 | 6 | 0 | 0.0% |
| Pickaway County | 5 | 4 | 0 | 0.0% |
| Stark County | 5 | 2 | 1 | 20.0% |
| Licking County | 3 | 3 | 0 | 0.0% |
| Madison County | 3 | 3 | 0 | 0.0% |
| Cuyahoga County | 3 | 1 | 0 | 0.0% |
| Muskingum County | 2 | 0 | 0 | 0.0% |
| Sandusky County | 2 | 1 | 0 | 0.0% |
| Jackson County | 2 | 0 | 1 | 50.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 70 applications in 2025, of which 43 were originated and 6 denied.
8.6% of all applications, or 9.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Land Home Financial Services originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology