Land Home Financial Services in Indiana vs the state
10.5%Denial rate-6.04 pts vs state
12.5%Decision denial rate-7.64 pts vs state
68.4%Origination rate+6.17 pts vs state
7.25%Median rate+0.50 pts vs state
0.88Rate spread (pts)+0.52 pts vs state
$77kMedian applicant income
13Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 18 | 10.3% | 7.13% | #387 |
| 2024 | 21 | 10 | 14.3% | 7.50% | #448 |
| 2025 | 19 | 13 | 10.5% | 7.25% | #462 |
What Land Home Financial Services lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 4 | 3 | 0 | 0.0% |
| Allen County | 2 | 1 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Whitley County | 2 | 1 | 1 | 50.0% |
| Huntington County | 1 | 1 | 0 | 0.0% |
| Harrison County | 1 | 0 | 0 | 0.0% |
| Newton County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 0 | 0 | 0.0% |
| Gibson County | 1 | 1 | 0 | 0.0% |
| Kosciusko County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 19 applications in 2025, of which 13 were originated and 2 denied.
10.5% of all applications, or 12.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Land Home Financial Services originated in Indiana in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology