Lakeview Loan Servicing · Tennessee · 2025

Lakeview Loan Servicing in Tennessee: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 1,706 mortgage applications in Tennessee in 2025, ranking #43 of 1,274 lenders active in the state. It originated 29.0% of them and denied 44.8% (51.9% of the applications it decided), against a statewide denial rate of 17.1%.

1.7kApplicationsin TN
51.9%Decision denial ratestate 21.7%
6.25%Median ratestate 6.62%
$295,000Median loanstate $225,000
$154MVolume89 counties

Lakeview Loan Servicing in Tennessee vs the state

44.8%Denial rate+27.70 pts vs state
51.9%Decision denial rate+30.18 pts vs state
29.0%Origination rate-29.06 pts vs state
6.25%Median rate-0.37 pts vs state
0.17Rate spread (pts)-0.06 pts vs state
$94kMedian applicant income
495Loans originated
765Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
202361617752.3%6.13%#91
20241,09731345.9%6.25%#56
20251,70649544.8%6.25%#43

What Lakeview Loan Servicing lends in Tennessee

By loan purpose

Home purchase 51 3% · 17.7% denied
Refinance 987 58% · 40.2% denied
Cash-out refinance 527 31% · 48.6% denied
Other / HELOC 141 8% · 73.1% denied

By loan type

Conventional 521 31% · 53.4% denied
FHA 798 47% · 41.4% denied
VA 387 23% · 40.6% denied

Why it denied Tennessee applicants

Incomplete application 596 78%
Credit history 64 8%
Debt-to-income ratio 54 7%
Other 36 5%
Collateral 15 2%

Where in Tennessee

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Davidson County 1483379 53.4%
Montgomery County 1383854 39.1%
Rutherford County 1233253 43.1%
Knox County 1214447 38.8%
Shelby County 1032650 48.5%
Hamilton County 782830 38.5%
Sumner County 742731 41.9%
Wilson County 631529 46.0%
Williamson County 541426 48.1%
Maury County 48922 45.8%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 1,706 applications in 2025, of which 495 were originated and 765 denied.

44.8% of all applications, or 51.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Lakeview Loan Servicing originated in Tennessee in 2025 was 6.25%, against a statewide median of 6.62%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology