Lakeview Loan Servicing · Oregon · 2025

Lakeview Loan Servicing in Oregon: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 854 mortgage applications in Oregon in 2025, ranking #48 of 700 lenders active in the state. It originated 27.4% of them and denied 47.9% (54.7% of the applications it decided), against a statewide denial rate of 15.3%.

854Applicationsin OR
54.7%Decision denial ratestate 19.2%
6.50%Median ratestate 6.75%
$335,000Median loanstate $275,000
$65MVolume32 counties

Lakeview Loan Servicing in Oregon vs the state

47.9%Denial rate+32.58 pts vs state
54.7%Decision denial rate+35.52 pts vs state
27.4%Origination rate-33.22 pts vs state
6.50%Median rate-0.25 pts vs state
0.27Rate spread (pts)-0.01 pts vs state
$109kMedian applicant income
234Loans originated
409Denied

Trend in Oregon

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232093964.6%5.75%#107
202462315447.5%6.25%#54
202585423447.9%6.50%#48

What Lakeview Loan Servicing lends in Oregon

By loan purpose

Home purchase 35 4% · 22.9% denied
Refinance 424 50% · 46.7% denied
Cash-out refinance 149 17% · 53.0% denied
Other / HELOC 246 29% · 50.4% denied

By loan type

Conventional 467 55% · 52.3% denied
FHA 277 32% · 45.1% denied
VA 110 13% · 36.4% denied

Why it denied Oregon applicants

Incomplete application 302 74%
Debt-to-income ratio 41 10%
Credit history 37 9%
Other 18 4%
Collateral 8 2%
Employment history 2 0%
Insufficient cash 1 0%

Where in Oregon

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Multnomah County 1172756 47.9%
Washington County 963245 46.9%
Clackamas County 832340 48.2%
Lane County 792738 48.1%
Deschutes County 792139 49.4%
Marion County 732927 37.0%
Linn County 301013 43.3%
Jackson County 28917 60.7%
Douglas County 25416 64.0%
Yamhill County 25217 68.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 854 applications in 2025, of which 234 were originated and 409 denied.

47.9% of all applications, or 54.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Lakeview Loan Servicing originated in Oregon in 2025 was 6.50%, against a statewide median of 6.75%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology