Kind Lending in Kansas vs the state
21.3%Denial rate+6.27 pts vs state
25.8%Decision denial rate+7.56 pts vs state
61.1%Origination rate-2.71 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.06 pts vs state
$114kMedian applicant income
66Loans originated
23Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 5 | 25.0% | 6.50% | #319 |
| 2024 | 35 | 24 | 22.9% | 6.50% | #237 |
| 2025 | 108 | 66 | 21.3% | 6.63% | #159 |
What Kind Lending lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 31 | 20 | 6 | 19.4% |
| Sedgwick County | 20 | 11 | 6 | 30.0% |
| Wyandotte County | 11 | 6 | 1 | 9.1% |
| Douglas County | 5 | 4 | 0 | 0.0% |
| Butler County | 5 | 4 | 1 | 20.0% |
| Pottawatomie County | 4 | 2 | 1 | 25.0% |
| Clay County | 4 | 2 | 0 | 0.0% |
| Saline County | 3 | 1 | 2 | 66.7% |
| Riley County | 3 | 2 | 0 | 0.0% |
| Miami County | 3 | 3 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 108 applications in 2025, of which 66 were originated and 23 denied.
21.3% of all applications, or 25.8% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Kind Lending originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology