Kiavi Funding in Iowa vs the state
6.7%Denial rate-6.19 pts vs state
12.3%Decision denial rate-3.03 pts vs state
47.6%Origination rate-20.84 pts vs state
10.38%Median rate+3.88 pts vs state
—Rate spread (pts)
—Median applicant income
50Loans originated
7Denied
What Kiavi Funding lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 40 | 18 | 3 | 7.5% |
| Scott County | 30 | 16 | 1 | 3.3% |
| Black Hawk County | 12 | 0 | 0 | 0.0% |
| Pottawattamie County | 3 | 1 | 0 | 0.0% |
| Woodbury County | 3 | 2 | 1 | 33.3% |
| Jasper County | 3 | 2 | 1 | 33.3% |
| Warren County | 3 | 3 | 0 | 0.0% |
| Plymouth County | 2 | 2 | 0 | 0.0% |
| Dubuque County | 2 | 2 | 0 | 0.0% |
| Marion County | 2 | 1 | 1 | 50.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 105 applications in 2025, of which 50 were originated and 7 denied.
6.7% of all applications, or 12.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Kiavi Funding originated in Iowa in 2025 was 10.38%, against a statewide median of 6.50%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology