JPMorgan Chase Bank in Oregon vs the state
11.8%Denial rate-3.51 pts vs state
16.4%Decision denial rate-2.75 pts vs state
58.7%Origination rate-1.89 pts vs state
6.38%Median rate-0.38 pts vs state
0.04Rate spread (pts)-0.24 pts vs state
$133kMedian applicant income
811Loans originated
163Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 997 | 650 | 8.5% | 6.49% | #36 |
| 2024 | 984 | 610 | 9.2% | 6.49% | #40 |
| 2025 | 1,381 | 811 | 11.8% | 6.38% | #28 |
What JPMorgan Chase Bank lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 313 | 197 | 36 | 11.5% |
| Washington County | 254 | 140 | 25 | 9.8% |
| Clackamas County | 188 | 118 | 19 | 10.1% |
| Deschutes County | 102 | 62 | 13 | 12.7% |
| Lane County | 100 | 55 | 14 | 14.0% |
| Marion County | 97 | 50 | 12 | 12.4% |
| Jackson County | 79 | 50 | 10 | 12.7% |
| Yamhill County | 30 | 18 | 4 | 13.3% |
| Linn County | 26 | 15 | 5 | 19.2% |
| Benton County | 23 | 16 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 1,381 applications in 2025, of which 811 were originated and 163 denied.
11.8% of all applications, or 16.4% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans JPMorgan Chase Bank originated in Oregon in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology