JPMorgan Chase Bank in Iowa vs the state
10.1%Denial rate-2.80 pts vs state
13.8%Decision denial rate-1.56 pts vs state
61.9%Origination rate-6.57 pts vs state
6.38%Median rate-0.13 pts vs state
0.00Rate spread (pts)-0.19 pts vs state
$105kMedian applicant income
203Loans originated
33Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 192 | 122 | 10.4% | 6.50% | #94 |
| 2024 | 208 | 126 | 11.1% | 6.50% | #94 |
| 2025 | 328 | 203 | 10.1% | 6.38% | #67 |
What JPMorgan Chase Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 90 | 63 | 3 | 3.3% |
| Scott County | 24 | 14 | 2 | 8.3% |
| Johnson County | 23 | 13 | 4 | 17.4% |
| Dallas County | 21 | 10 | 2 | 9.5% |
| Pottawattamie County | 20 | 15 | 1 | 5.0% |
| Woodbury County | 12 | 9 | 2 | 16.7% |
| Story County | 12 | 7 | 0 | 0.0% |
| Warren County | 9 | 6 | 0 | 0.0% |
| Linn County | 7 | 4 | 1 | 14.3% |
| Marion County | 6 | 4 | 1 | 16.7% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 328 applications in 2025, of which 203 were originated and 33 denied.
10.1% of all applications, or 13.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans JPMorgan Chase Bank originated in Iowa in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology