Johnson Financial Group in Illinois vs the state
13.6%Denial rate-3.48 pts vs state
14.5%Decision denial rate-7.22 pts vs state
69.3%Origination rate+10.58 pts vs state
6.75%Median rate0.00 pts vs state
0.15Rate spread (pts)-0.23 pts vs state
$157kMedian applicant income
61Loans originated
12Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 50 | 16.2% | 6.74% | #401 |
| 2024 | 95 | 71 | 9.5% | 7.00% | #345 |
| 2025 | 88 | 61 | 13.6% | 6.75% | #364 |
What Johnson Financial Group lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Johnson Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 28 | 24 | 4 | 14.3% |
| Winnebago County | 22 | 16 | 1 | 4.5% |
| Cook County | 17 | 11 | 2 | 11.8% |
| Boone County | 6 | 4 | 0 | 0.0% |
| McHenry County | 4 | 1 | 2 | 50.0% |
| DuPage County | 3 | 1 | 0 | 0.0% |
| Will County | 2 | 1 | 0 | 0.0% |
| LaSalle County | 2 | 1 | 1 | 50.0% |
| Lee County | 1 | 0 | 1 | 100.0% |
| Tazewell County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 88 applications in 2025, of which 61 were originated and 12 denied.
13.6% of all applications, or 14.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Johnson Financial Group originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Johnson Financial Group's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology