Ixonia Bank in Oregon vs the state
4.8%Denial rate-10.50 pts vs state
7.0%Decision denial rate-12.12 pts vs state
62.5%Origination rate+1.88 pts vs state
6.75%Median rate0.00 pts vs state
0.43Rate spread (pts)+0.15 pts vs state
$144kMedian applicant income
65Loans originated
5Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 27 | 0.0% | 6.88% | #240 |
| 2024 | 40 | 23 | 0.0% | 6.63% | #226 |
| 2025 | 104 | 65 | 4.8% | 6.75% | #167 |
What Ixonia Bank lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 20 | 13 | 0 | 0.0% |
| Multnomah County | 14 | 9 | 1 | 7.1% |
| Marion County | 14 | 9 | 1 | 7.1% |
| Clackamas County | 9 | 5 | 1 | 11.1% |
| Yamhill County | 8 | 6 | 0 | 0.0% |
| Jackson County | 7 | 4 | 0 | 0.0% |
| Linn County | 6 | 1 | 2 | 33.3% |
| Lane County | 4 | 3 | 0 | 0.0% |
| Polk County | 4 | 2 | 0 | 0.0% |
| Douglas County | 3 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 104 applications in 2025, of which 65 were originated and 5 denied.
4.8% of all applications, or 7.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Ixonia Bank originated in Oregon in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology