Intrust Bank in Oklahoma vs the state
34.8%Denial rate+16.86 pts vs state
36.4%Decision denial rate+13.49 pts vs state
54.4%Origination rate-1.75 pts vs state
7.75%Median rate+1.13 pts vs state
0.68Rate spread (pts)+0.33 pts vs state
$105kMedian applicant income
25Loans originated
16Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 15 | 32.0% | 8.75% | #295 |
| 2024 | 38 | 19 | 29.0% | 9.00% | #265 |
| 2025 | 46 | 25 | 34.8% | 7.75% | #266 |
What Intrust Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Intrust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 18 | 11 | 6 | 33.3% |
| Cleveland County | 9 | 5 | 3 | 33.3% |
| Logan County | 6 | 2 | 3 | 50.0% |
| Canadian County | 3 | 1 | 2 | 66.7% |
| Grady County | 2 | 2 | 0 | 0.0% |
| Wagoner County | 2 | 2 | 0 | 0.0% |
| Delaware County | 2 | 1 | 0 | 0.0% |
| McClain County | 1 | 0 | 1 | 100.0% |
| Rogers County | 1 | 1 | 0 | 0.0% |
| Mayes County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 46 applications in 2025, of which 25 were originated and 16 denied.
34.8% of all applications, or 36.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Intrust Bank originated in Oklahoma in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Intrust Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology