Intelliloan in Utah vs the state
7.4%Denial rate-8.55 pts vs state
22.2%Decision denial rate+3.04 pts vs state
22.2%Origination rate-41.02 pts vs state
5.87%Median rate-0.75 pts vs state
0.04Rate spread (pts)-0.20 pts vs state
$68kMedian applicant income
6Loans originated
2Denied
What Intelliloan lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Intelliloan applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 6 | 1 | 0 | 0.0% |
| Box Elder County | 4 | 2 | 1 | 25.0% |
| Utah County | 4 | 1 | 0 | 0.0% |
| Tooele County | 3 | 0 | 1 | 33.3% |
| Weber County | 3 | 0 | 0 | 0.0% |
| Washington County | 2 | 0 | 0 | 0.0% |
| Davis County | 2 | 1 | 0 | 0.0% |
| Cache County | 2 | 0 | 0 | 0.0% |
| Millard County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 27 applications in 2025, of which 6 were originated and 2 denied.
7.4% of all applications, or 22.2% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Intelliloan originated in Utah in 2025 was 5.87%, against a statewide median of 6.63%.
About this data. Figures are Intelliloan's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology