Indianhead Credit Union in Wisconsin vs the state
9.3%Denial rate-4.71 pts vs state
9.6%Decision denial rate-6.72 pts vs state
87.2%Origination rate+19.06 pts vs state
7.25%Median rate+0.63 pts vs state
0.98Rate spread (pts)+0.86 pts vs state
$82kMedian applicant income
75Loans originated
8Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 37 | 8.0% | — | #305 |
| 2024 | 27 | 22 | 7.4% | — | #382 |
| 2025 | 86 | 75 | 9.3% | 7.25% | #271 |
What Indianhead Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Indianhead Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washburn County | 46 | 41 | 4 | 8.7% |
| Burnett County | 18 | 14 | 2 | 11.1% |
| Douglas County | 8 | 7 | 1 | 12.5% |
| Sawyer County | 5 | 4 | 1 | 20.0% |
| Bayfield County | 4 | 4 | 0 | 0.0% |
| Barron County | 4 | 4 | 0 | 0.0% |
| St. Croix County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 86 applications in 2025, of which 75 were originated and 8 denied.
9.3% of all applications, or 9.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Indianhead Credit Union originated in Wisconsin in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Indianhead Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology