Ice Lender Holdings in Missouri vs the state
20.0%Denial rate+4.93 pts vs state
36.8%Decision denial rate+18.14 pts vs state
34.3%Origination rate-28.37 pts vs state
9.50%Median rate+2.88 pts vs state
—Rate spread (pts)
—Median applicant income
12Loans originated
7Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 4 | 41.2% | 7.85% | #443 |
| 2024 | 23 | 9 | 21.7% | 7.75% | #419 |
| 2025 | 35 | 12 | 20.0% | 9.50% | #384 |
What Ice Lender Holdings lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis city | 12 | 2 | 5 | 41.7% |
| Jackson County | 10 | 5 | 1 | 10.0% |
| St. Louis County | 5 | 1 | 1 | 20.0% |
| Clay County | 2 | 2 | 0 | 0.0% |
| St. Charles County | 1 | 0 | 0 | 0.0% |
| Clinton County | 1 | 1 | 0 | 0.0% |
| Platte County | 1 | 0 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
| Cass County | 1 | 0 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 35 applications in 2025, of which 12 were originated and 7 denied.
20.0% of all applications, or 36.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Ice Lender Holdings originated in Missouri in 2025 was 9.50%, against a statewide median of 6.63%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology