Ice Lender Holdings in Massachusetts vs the state
17.1%Denial rate+0.84 pts vs state
37.5%Decision denial rate+17.55 pts vs state
28.4%Origination rate-34.19 pts vs state
7.63%Median rate+1.00 pts vs state
—Rate spread (pts)
—Median applicant income
25Loans originated
15Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 7 | 27.5% | 10.50% | #331 |
| 2024 | 46 | 12 | 19.6% | 7.75% | #322 |
| 2025 | 88 | 25 | 17.1% | 7.63% | #264 |
What Ice Lender Holdings lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 20 | 7 | 0 | 0.0% |
| Bristol County | 15 | 6 | 5 | 33.3% |
| Middlesex County | 9 | 1 | 1 | 11.1% |
| Worcester County | 8 | 1 | 1 | 12.5% |
| Norfolk County | 8 | 3 | 1 | 12.5% |
| Berkshire County | 6 | 0 | 3 | 50.0% |
| Essex County | 6 | 0 | 1 | 16.7% |
| Barnstable County | 5 | 1 | 1 | 20.0% |
| Hampden County | 4 | 2 | 1 | 25.0% |
| Hampshire County | 3 | 1 | 1 | 33.3% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 88 applications in 2025, of which 25 were originated and 15 denied.
17.1% of all applications, or 37.5% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Ice Lender Holdings originated in Massachusetts in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology