Ice Lender Holdings in Illinois vs the state
17.2%Denial rate+0.12 pts vs state
40.0%Decision denial rate+18.32 pts vs state
25.9%Origination rate-32.88 pts vs state
7.50%Median rate+0.75 pts vs state
—Rate spread (pts)
—Median applicant income
15Loans originated
10Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 5 | 38.9% | 8.50% | #499 |
| 2024 | 45 | 5 | 55.6% | 8.13% | #464 |
| 2025 | 58 | 15 | 17.2% | 7.50% | #435 |
What Ice Lender Holdings lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 39 | 9 | 8 | 20.5% |
| McHenry County | 2 | 1 | 0 | 0.0% |
| DuPage County | 2 | 2 | 0 | 0.0% |
| Lake County | 2 | 1 | 0 | 0.0% |
| Kane County | 2 | 0 | 0 | 0.0% |
| Madison County | 2 | 0 | 0 | 0.0% |
| St. Clair County | 1 | 1 | 0 | 0.0% |
| Will County | 1 | 0 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 58 applications in 2025, of which 15 were originated and 10 denied.
17.2% of all applications, or 40.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Ice Lender Holdings originated in Illinois in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology