Howard Hanna Financial Services · Indiana · 2025

Howard Hanna Financial Services in Indiana: approval rate, denial rate and rates (2025)

Howard Hanna Financial Services took 415 mortgage applications in Indiana in 2025, ranking #134 of 1,025 lenders active in the state. It originated 77.4% of them and denied 2.9% (3.6% of the applications it decided), against a statewide denial rate of 16.6%.

415Applicationsin IN
3.6%Decision denial ratestate 20.1%
6.63%Median ratestate 6.75%
$255,000Median loanstate $155,000
$94MVolume32 counties

Howard Hanna Financial Services in Indiana vs the state

2.9%Denial rate-13.68 pts vs state
3.6%Decision denial rate-16.58 pts vs state
77.4%Origination rate+15.10 pts vs state
6.63%Median rate-0.13 pts vs state
0.31Rate spread (pts)-0.06 pts vs state
$96kMedian applicant income
321Loans originated
12Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20243902932.3%6.75%#130
20254153212.9%6.63%#134

What Howard Hanna Financial Services lends in Indiana

By loan purpose

Home purchase 395 95% · 3.0% denied
Refinance 12 3% · 0.0% denied
Cash-out refinance 6 1% · 0.0% denied
Home improvement 1 0% · 0.0% denied
Other / HELOC 1 0% · 0.0% denied

By loan type

Conventional 311 75% · 1.9% denied
FHA 67 16% · 6.0% denied
VA 30 7% · 6.7% denied
USDA / RHS 7 2% · 0.0% denied

Why it denied Indiana applicants

Debt-to-income ratio 4 33%
Other 3 25%
Credit history 2 17%
Employment history 1 8%
Collateral 1 8%
Incomplete application 1 8%

Where in Indiana

Counties with the most Howard Hanna Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marion County 1381084 2.9%
Hamilton County 113861 0.9%
Hendricks County 34301 2.9%
Hancock County 29201 3.4%
Madison County 22181 4.5%
Boone County 15110 0.0%
Johnson County 850 0.0%
Henry County 660 0.0%
Putnam County 540 0.0%
Delaware County 550 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 415 applications in 2025, of which 321 were originated and 12 denied.

2.9% of all applications, or 3.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Howard Hanna Financial Services originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are Howard Hanna Financial Services's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology