Homexpress Mortgage in Arkansas vs the state
44.1%Denial rate+25.93 pts vs state
44.1%Decision denial rate+20.99 pts vs state
55.9%Origination rate-0.95 pts vs state
7.63%Median rate+1.00 pts vs state
1.49Rate spread (pts)+1.15 pts vs state
$352kMedian applicant income
19Loans originated
15Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 12 | 52.0% | 7.56% | #243 |
| 2024 | 20 | 10 | 50.0% | 7.88% | #267 |
| 2025 | 34 | 19 | 44.1% | 7.63% | #234 |
What Homexpress Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 8 | 5 | 3 | 37.5% |
| Pulaski County | 6 | 1 | 5 | 83.3% |
| Garland County | 5 | 2 | 3 | 60.0% |
| Craighead County | 4 | 2 | 2 | 50.0% |
| Cleveland County | 2 | 1 | 1 | 50.0% |
| Sebastian County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Crittenden County | 1 | 1 | 0 | 0.0% |
| Logan County | 1 | 0 | 1 | 100.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 34 applications in 2025, of which 19 were originated and 15 denied.
44.1% of all applications, or 44.1% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Homexpress Mortgage originated in Arkansas in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology