Homebridge Financial Services in Tennessee vs the state
18.6%Denial rate+1.50 pts vs state
21.3%Decision denial rate-0.36 pts vs state
66.3%Origination rate+8.19 pts vs state
10.24%Median rate+3.62 pts vs state
-0.17Rate spread (pts)-0.40 pts vs state
$118kMedian applicant income
391Loans originated
110Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 441 | 218 | 31.1% | 9.88% | #103 |
| 2024 | 328 | 192 | 25.6% | 10.25% | #134 |
| 2025 | 590 | 391 | 18.6% | 10.24% | #98 |
What Homebridge Financial Services lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 80 | 51 | 19 | 23.8% |
| Hamilton County | 67 | 44 | 8 | 11.9% |
| Knox County | 51 | 35 | 9 | 17.6% |
| Rutherford County | 43 | 25 | 9 | 20.9% |
| Shelby County | 39 | 22 | 10 | 25.6% |
| Williamson County | 37 | 29 | 3 | 8.1% |
| Montgomery County | 25 | 12 | 9 | 36.0% |
| Sumner County | 23 | 15 | 4 | 17.4% |
| Sullivan County | 19 | 15 | 1 | 5.3% |
| Maury County | 16 | 12 | 2 | 12.5% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 590 applications in 2025, of which 391 were originated and 110 denied.
18.6% of all applications, or 21.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Homebridge Financial Services originated in Tennessee in 2025 was 10.24%, against a statewide median of 6.62%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology