Homebridge Financial Services in Oregon vs the state
18.0%Denial rate+2.67 pts vs state
21.4%Decision denial rate+2.27 pts vs state
63.7%Origination rate+3.05 pts vs state
10.21%Median rate+3.46 pts vs state
0.09Rate spread (pts)-0.19 pts vs state
$135kMedian applicant income
170Loans originated
48Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 443 | 273 | 20.3% | 6.88% | #67 |
| 2024 | 248 | 139 | 24.2% | 10.47% | #95 |
| 2025 | 267 | 170 | 18.0% | 10.21% | #96 |
What Homebridge Financial Services lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clackamas County | 34 | 26 | 2 | 5.9% |
| Washington County | 31 | 20 | 4 | 12.9% |
| Multnomah County | 30 | 22 | 4 | 13.3% |
| Marion County | 26 | 16 | 5 | 19.2% |
| Lane County | 18 | 8 | 6 | 33.3% |
| Deschutes County | 16 | 10 | 2 | 12.5% |
| Douglas County | 15 | 8 | 4 | 26.7% |
| Jackson County | 11 | 4 | 5 | 45.5% |
| Polk County | 9 | 8 | 0 | 0.0% |
| Yamhill County | 9 | 4 | 4 | 44.4% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 267 applications in 2025, of which 170 were originated and 48 denied.
18.0% of all applications, or 21.4% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Homebridge Financial Services originated in Oregon in 2025 was 10.21%, against a statewide median of 6.75%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology