Homebridge Financial Services in Montana vs the state
17.0%Denial rate+2.16 pts vs state
18.4%Decision denial rate-0.33 pts vs state
71.7%Origination rate+9.72 pts vs state
10.13%Median rate+3.51 pts vs state
0.87Rate spread (pts)+0.63 pts vs state
$137kMedian applicant income
38Loans originated
9Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 74 | 40 | 20.3% | 10.30% | #66 |
| 2024 | 36 | 22 | 27.8% | 10.68% | #100 |
| 2025 | 53 | 38 | 17.0% | 10.13% | #90 |
What Homebridge Financial Services lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Flathead County | 14 | 10 | 3 | 21.4% |
| Yellowstone County | 10 | 5 | 4 | 40.0% |
| Gallatin County | 8 | 5 | 1 | 12.5% |
| Ravalli County | 6 | 4 | 0 | 0.0% |
| Lewis and Clark County | 2 | 2 | 0 | 0.0% |
| Big Horn County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Stillwater County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Cascade County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 53 applications in 2025, of which 38 were originated and 9 denied.
17.0% of all applications, or 18.4% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Homebridge Financial Services originated in Montana in 2025 was 10.13%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology