Homebridge Financial Services in Illinois vs the state
17.0%Denial rate-0.13 pts vs state
19.8%Decision denial rate-1.93 pts vs state
68.0%Origination rate+9.21 pts vs state
10.54%Median rate+3.79 pts vs state
0.61Rate spread (pts)+0.22 pts vs state
$129kMedian applicant income
248Loans originated
62Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 306 | 157 | 36.0% | 9.37% | #163 |
| 2024 | 253 | 141 | 24.9% | 11.35% | #200 |
| 2025 | 365 | 248 | 17.0% | 10.54% | #168 |
What Homebridge Financial Services lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 177 | 113 | 37 | 20.9% |
| Will County | 42 | 26 | 9 | 21.4% |
| DuPage County | 37 | 30 | 4 | 10.8% |
| Lake County | 23 | 21 | 0 | 0.0% |
| Kane County | 13 | 9 | 1 | 7.7% |
| McHenry County | 12 | 9 | 2 | 16.7% |
| Sangamon County | 6 | 1 | 1 | 16.7% |
| St. Clair County | 6 | 2 | 2 | 33.3% |
| McLean County | 5 | 3 | 0 | 0.0% |
| Kendall County | 5 | 5 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 365 applications in 2025, of which 248 were originated and 62 denied.
17.0% of all applications, or 19.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Homebridge Financial Services originated in Illinois in 2025 was 10.54%, against a statewide median of 6.75%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology