Homebridge Financial Services in Idaho vs the state
9.9%Denial rate-4.53 pts vs state
11.7%Decision denial rate-5.87 pts vs state
73.6%Origination rate+10.53 pts vs state
10.39%Median rate+3.77 pts vs state
-0.13Rate spread (pts)-0.28 pts vs state
$131kMedian applicant income
89Loans originated
12Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 131 | 16.3% | 6.63% | #75 |
| 2024 | 119 | 64 | 24.4% | 11.48% | #102 |
| 2025 | 121 | 89 | 9.9% | 10.39% | #113 |
What Homebridge Financial Services lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 33 | 26 | 2 | 6.1% |
| Canyon County | 11 | 7 | 0 | 0.0% |
| Kootenai County | 9 | 8 | 1 | 11.1% |
| Bonneville County | 8 | 5 | 1 | 12.5% |
| Bannock County | 7 | 5 | 0 | 0.0% |
| Bingham County | 7 | 4 | 1 | 14.3% |
| Bonner County | 7 | 5 | 2 | 28.6% |
| Adams County | 5 | 3 | 1 | 20.0% |
| Twin Falls County | 4 | 3 | 0 | 0.0% |
| Boundary County | 4 | 3 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 121 applications in 2025, of which 89 were originated and 12 denied.
9.9% of all applications, or 11.7% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Homebridge Financial Services originated in Idaho in 2025 was 10.39%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology